If you think you will go FHA, 203k, etc. and then Quit Claim the property, to a LLC, or a Land Trust you run the risk of the lender discovering a Title Transfer occurred and activating the "Acceleration Clause" or "Due on Sale Clause" that requires the loan to be paid in full, within 'x' number of days.

I am now being sued for a car accident from 2013!!!

You're saying the right things regarding your intent to hold the property for productive use and that this is an "accident".  

It never occurred to me to bring a lawyer into it because from day 1 we started the court proceedings by going down to the city after giving her her the 3 day pay or quit . 

This is hypothetical however I am trying to understand how title changes when the mortgages have due on sale clauses that can accelerate the loan once a title change occurs. 

Some better questions I want to ask are this:Do you have a reserve if sudden and unforeseen repairs occur?

Spend some time in your local courts to get a better feel for how often they occur.

A follow up question would be:Should I just be the land lord and if problems occur (repairs or early maintenance), should I just call a property service instead of hiring a property manager?

Between budgeting for major expenses and replenishing your reserve when emergencies do occur, you should be able to maintain a much lower reserve than $10k/property.

From their rude and almost nonexistent customer service to their technical glitches that occur without warning.