@Zack Karp- literally I was going to cash out on my primary at 2.875 then the elections occurred and the cash rate rocketed to 3.5 .

Planning to keep solid cash reserves and not overleverage myself to have some flexibility should a downturn occur. 

I just started a wordpress website and I have been learning a lot about SEO, I try to install plugins like " Yoast SEO " but it tells me I have to upgrade  to a business plan, I don't have the money right now, is there a way i can do this without paying for it ?

This year I occurred a possible non business taxable income by borrowing ira money from another investor and flipping a house.  

I have the site started on Wordpress.

-what are "worst case scenarios" with the conversion process, and how can you prevent those scenarios, or deal with them if they occur?

I've also heard that some cities just have more multis than others based on when development occurred and what the trends were at the time.

The challenge - now more so than ever- is getting the numbers to work due to the price appreciation that’s occurred.  

Well, for me personally, if the dollar is going to lose value (it won't in the short term but it most certainly will in the long term) I would 100% either hold onto real estate or sell to 1031 into something better; simply selling to hold cash is a bad idea, IMO, unless a strategy is involved such as hoping to buy on a dip (and that dip must occur prior to inflation). 

This structure gives the investor a chance to get out of the ARM with little or no penalties after year 2 (1% is almost negligible in most scenarios) and essentially gives a 3 year window to refi before any adjustments ever occur.