I’d love to hear who you’ve used in similar situations, or what sort of rates and terms could be expected.

If you don't plan to ever househack this duplex, I would let NOI, cap rate, expected appreciation, and projected IRR drive the valuation.

(I'm worried that my sisters lower credit score will negatively impact interest rates)Purchase the house outright for $160K , pay off the note, wait 6 months seasoning period and take a HELOC out for AUD.

To get elevated rates on this one, we felt the interior needed a cosmetic face lift.

Or are things like cap rate, cash on cash return and cash flow more important than the amount of rent you receive?

Expect a higher rate and/or fees with these types of programs.

Hey everyone, as I'm sure you all know, it's hard to find properties that cash flow (or really even come close to 0) with the traditional 20% down and 7% interest rate that we currently have.

I have thought about doing a HELOC but I feel like I am just creating another payment at a higher interest rate.

Rental rates are holding strong, which is promising for investors.

What is the going rate for a 3 bedroom detached?