They may insist you refi into a commercial loan with higher interest rates and you'd likely have to put more equity on the table to do so.

Every niche is important and needed in the industry and each investor brings different assets skill sets to the table.

Call it greed as there is no other word for it, however, from our perspective as investors, we feel we bring some value to the table in that we are buying the property and located a buyer.

See Table 3, Ineligibility Matrix, which says Borrowers that are corporations, partnerships, syndications, or irrevocable trusts....

Bigger Pockets is single handily changing the way real estate investors communicate and share ideas by giving the everyday investor a seat at the discussion table.

Does it matter if the second party does not bring in funds but brought the deal to the table and will manage the deal during the hold period?

Leave money on the table.

So to ease of example if purchase price was 200k he would give me 20k and I would come to table with 30k giving bank the full 25% dp.

I feel much more comfortable plopping my money down on a roulette table, at least you know the odds and potential outcomes.Until the market goes back to the good ol' days where stock prices were based on the underlying fundamentals of the particular company, it seems like a waste of time and capital to me.Why not put your money into something that you can influence the performance of?

A long time ago, in a smoked filled card room off a dark alley on a back street in Vegas, a wise man said to me, "If you've been playing poker for half an hour and you still don't know who the patsy is at the table, you should stop gambling and go look in the mirror."