The VA loan requires proof of land-lording previously if you require the income from the other units to get approval for the loan.

Generally speaking liability insurance will cover you if the tenant is alleging your negligent land-lording caused bodily injury or property damage.  

Originally posted by @Brad Mizer:I have 44 units in Tennessee that were all acquired in the last six months so I’m new to being a landlord.

I forget where I first got this piece, but it was a blessing from Day 1 of land lording.  

@Brad E. well I won't contradict or explain BP proceedures.

Originally posted by @Steve Vaughan:Originally posted by @Jay Hinrichs: land lording as long as your not a slumlord and letting the kiddos eat lead paint etc.. its just not a business with a ton of potential liability.  

Like Brad said there are some calculations that go into how much you refinance.

Lord knows they charge an arm and leg and most of them are not great.

As any wife will do I researched, was very skeptical about it but also as a good wife said my peace and waited and He made the decision not to go (lord knows how much I prayed) all I could say was ok hun if that's your decision we won't go lol Yay for your wife.

It looks like you're pretty active in San Diego - wholesaling, flipping, land-lording.