Using your logic, I should be never taking a commission and trying to reach into my own pocket to help them buy as much of the house as I can for them.

It is very helpful!

Yes, possibly but if the vacant land looks bad it could help you slightly.

Your agent's broker may or may not be aware of the situation, but they can take actions to help rectify it.

Plan either way would be to self represent (with a little help) and apply commissions towards closing which is why I referenced being an agent as well.

I appreciate the help!

Let me know how I can help!

OK, so I recently sold a local rental property and just went into escrow to buy a replacement. My friend convinced me to use him as a QI as he's done it before over the years and it would save me money. I'm second gue...

Working with a mortgage broker or a lender that specializes in DSCR loans will get you more favorable terms as they have investors on the back end after the loan closes buying these loans which helps the lender replenish cash for more loans. 

They have considered changing these rules to help lower insurance costs HOWEVER, they would grandfather existing owners - at least 50% use as short term rentals so changing these rules wouldn't fly otherwise.