Conservative LTV first trust deeds are currently paying over 9%  and generate good cash flow when buying doesn’t make sense.Yes that´s another wonderful alternative, I invest in notes as well, got no tenants & no toilets and with those interest rates a return, where I don´t need to buy real estate for cashflow.

I own in South Linden and I have friends that own in both Hilltop and Driving park and they do well.

I knew that in Michigan (and im sure across many states as well), you can purchase your first home with only  3% down on a conventional loan, or 3.5% down with a FHA loan.

If you've been living in the property for 5 years, you won't have to pay capital gains taxes as well. 

So, this leaves a bunch of smaller lesser known insurance providers.

I effectively got it for free and was able to make some renovations as well, now this property cash flows and has great tenants.

This makes sense as well and defiantly will learn from this information and I appreciate you taking the time to reply 

Hosted a meetup and met a ton of local investors, I’m somewhat known in the local LA REI circles.

Hi CJ, I am in Saint Pete and invest as well so I know the market well especially on the long term rental side and house hacking using FHA as that is what me and my husband have done. 

You can also remind her that 1 plant was the maximum and she is well over the legal limit.