@John Hodson, @Joe Moore, @Dmitriy Fomichenko, @Mark NolanThanks for the warm welcome!

In case you haven't heard, every time a cow farts, we are in ever increasing danger of global warming, therefore it must be taxed.

Two of our preferred lenders have also reported a considerable rise in activity in their pipelines. https://www.cnbc.com/2023/01/1...With the exception of unforeseen disruptions, as written in my post regarding the US Debt Ceiling this week, a continued decline in rates as the weather warms could set up a very strong and competitive Spring and Summer Market. 

Hi everyone and thanks for the warm welcome. 

Thank you for the warm welcome.

And Global Warming is a reality, which climate scientists predict, will lead to the southern parts of North America, will be turned into hyper-dry deserts.

I guess you have to sacrifice something wherever you live, whether it's the ability to easily travel to other states, live in a warm climate, livee close to the city vs close to the suburbs, etc.

Message me and I'll give you a link to sign up for my buyers list.Thanks again to everyone for the warm welcome!

It's hard to lose track of my long term goals when I'm engaged in great discussions here on BP every day.Will Barnard Thanks for the warm welcome.

Plus, we made sure we felt warm and fuzzy about the applicants (as warm and fuzzy as you can be about complete strangers).