David McLaughlin Your best bet may be a bank statement program.

For some reason, probably due to negotiations in the bankruptcy proceedings, the mortgagee sent my tenant an offer for trial payments on a loan mod being done under the Home Affordable Modification Program. 

A few years ago Palo Alto tried to get their underground power program moving forward.

My assumption is the investor wants you to financially invest in their real estate program.  

They also have a mentoring program. 

If you wish to stick to the low down payment traditional financing programs, it'll require owner occupancy. 

I've been in Chicago for the past few years doing programming and digital publishing.

I can do the math in my head about as fast, if not faster than writing the Excel program. 

So IF you haven't seen the other side prior to the home inspector and you see that you don't like it after the inspection you are still legally allowed to pull out of the deal and get all of your money back (except what you paid the inspector).Also - be sure to ask your Loan Officer & Agent about Oklahoma First Timer Home Buyer Program.

There are programs where you only need 5% equity to refinance into a conventional loan.