@Victoria Crump your friend will benefit from a portion of that property being tax free as their personal residence for 2 out of the previous 5 years. 

Also will a bank give him a primary residence loan with a partner on the deed?

@Krishan Sharma First, to qualify for the Section 121 exclusion of taxes on sale of a residence, you must live in the property two of the previous five years ending on the date of the sale.

(I reside in Orlando, Fl.) 

I bought a primary residence Single-Family in 2010, Rented it in 2015 [sole landlord], and Just sold it in 2018 FSBO.

I have one on my current residence and am looking to buy a duplex that is located just over 100 miles away.

They probably prefer having residents paying HOA dues.What are the "rules" for these HOA owned homes?

If you're getting a conventional loan (especially for a primary residence), then yes it's easier as an individual.

Hi Brian,Here's my cheat sheet, note that for a primary residence rate/term refinance, the max LTVs are a lot higher than for cash out:Over 80% LTV will have PMI in some form, but monthly isn't the only option.

450k primary residence home in TN, seeking lender who would do 20-30yr fixed or balloon, non FNMA only due to the client having large cash holdings but no income in 2016 / 2017 due to their large section 179 tax depreciations those yrs Thank YouJames