I guess my biggest reservation is since I am not comfortable with wholesaling, I don't want to send someone a bad deal and burn a bridge for later when I was more competent.

Full Disclosure - I don't get paid to promote the turnkey company.

If something were to happen like the house burns down, they may deny any insurance claims since work wasn't properly permitted.

"Fire burns." 

I think its important for new investors to do a deal to get in the game, and it doesn't have to be a home run, but this doesn't look good.This has burned out landlord written all over it. 

However, now I have started promoting and driving traffic to my property management.

Consider this; in less than eleven days, President Biden issued over 50 Executive Orders, including; rejoining the World Health Organization, rejoining the Paris Accords (on climate control), ordering the Federal government on a “war-time” commitment to expand vaccinations, restoring collective bargaining rights, promoting $15 per hour for all federal employees, ordering all infrastructure contracts go to American companies, lifting the ban on transgenders in the military, dissolving the Muslim ban on travelers to the United States, classifying Vladimar Putin’s Russia as a “hostile foreign power,” extending the U.S.

I'm tempted to go with Candidate 3Candidate 1 - Husband and wife relocated to Austin last year due to a promotion.

Read all the fine print, look at the rate (be careful of promotional rate that applies first year only and all additional fee).

And at the risk of sounding like I'm telling you to pull a Cortez and burn the ships, the best time to have a bunch of debt is when you don't have any assets to lose if it goes south.