Here is a fact sheet they put out detailing all the info you need: https://www.fanniemae.com/content/fact_sheet/homestyle-renovation-product-matrix.pdf You do need a contractor to complete the work as they get paid directly from the bank, but you are allowed to complete up to $5,000 worth of work on your own. 

Not with the person in question, and I won't provide details publicly - PM me if you want specifics.Some major red flags are...Sounds too good to be trueSpecific information missing or not provided, and the subject refuses to answer specific queries"Buy in" to "higher levels" is needed to get more specific information.Something is offered "for free", without explanation of how services, products, etc. are funded or sponsored.So, beware of anything that just doesn't make sense.

There are numerous loan products that don't require income verification.

Our signature product is accounting but probably not the best for flipping yet.

They sell about $13,000 worth of product a minute 24/7/365. 

Design varies SIGNIFICANTLY between products which is where we felt AppFolio excelled.

If you have a good product you will have tenants within a week of posting the unit.

I also did not find the usability to be that good, and when I spoke with a salesperson my confidence in the product did not increase. 

If you don't mind, could you send me a link to the type of brokerage product you're talking about?

Home warranties are insurance products and they make money by denying claims or cutting costs.It's been my experience when I had AHS (and others) that they did one or all of the following:Took an extraordinarily long time to address anythingUsed a loophole on page 473 of the contract to deny a claim Sent the cheapest contractor out to shoddily fix somethingI personally had to wait 6 days for a water heater issue at my primary residence which was a very long time without a hot shower.