David,  I personally would not want to invest in a property where the buyer comes with the deal.

If you purchase a property with below market rent, realize it will be costly to get to market rent.  

Personal preference, to me a lot of these asset protection schemes are like wearing a covid mask when driving alone. 

After speaking with lenders, just a hand full, I realize there is a gaping hole in what I am attempting to do here in Memphis. 

I have done my research online and it doesn't seem like the strongest market (population is stagnant, crime rate is not the best, job industry isn't very strong) but I know personal accounts are important as well. 

Buy a 4-5 bedroom if your budget allows and rent rooms.I have another strategy I can share with you in person as well. 

General liability only covers personal injury, bodily injury and property damage, not the existing building.  

They can't keep them all due to debts or other personal reasons.

This question is more personal.

That last one will be the hardest for me, I am not usually a social person.