Bottom line - All hype, bs, misinterpretation, opinion bias, etc aside, sellers willing “owner finance” the sale of their property for one reason - and one reason only: They PERCEIVE that they are getting a higher price for their property by owner financing than by a cash (cash to them) sale.The “perceive” part is why buyers can sometimes structure terms ridiculously one sided in their favor - because some sellers are so focused on PRICE they become oblivious to anything else.It’s why I and numerous others have been able to structure 20 year owner financing loans at ZERO interest; why sellers have accepted “substitution of collateral” that gave them a lien on recreational land I had rather than their own income producing property; why sellers accept second position liens and allow buyers to obtain new first mortgages ahead of theirs (subordination), and why sellers always accept mortgages without my personal guarantee.I myself sell properties and provide owner financing to obtain a higher price.

Maybe they can read between the lines.

Not sure if it covers your area or not, but it's a good start even if it doesn't.Find out if your area does them in person or online. 

What is $275/m in rent roll going to do for you in the long run on a $70,000 house?

Speak to a local lender to see if you can get a line of credit or a loan against it.

I got lucky on the timing with that one. 

Equity and Cash Flow Considerations: Old House (1960, near payoff): With $100k in equity and only $38k left on the mortgage, you’re close to owning it outright.

Any luck on your side? 

Most of my screening comes from gumshoing social media, web court searches and following up on references.

Happy to hop on a call.