When rates do rise, if they aren't prepaying, and it comes time to refinance, the values of these properties will have declined as the now artificially compressed CAP rates begin to expand, causing investors to need more equity to finance the properties.

I called Rich Dad Education, they allow me to transfer my spot for another course to anyone, I just to need to sign a release form.

Do a bit of research on the type of financing you'll use which can determine how much % down you're going to need.

As a Geotech, you know ahead of time who is going to need to move dirt in or out. 

I even warned the pumpers back then to tone it down, because this time will come where people get furious and blame them. 

@John Patton you’re absolutely correct haha but hey worth a shot😉 thank you, I’m definitely going to need it

You are normally going to need to bring 20% down plus closing costs. 

I had misread the tone of your first message and the misunderstanding was definitely on my part.

Return on investment in the next year would have been whatever % the house increased in value plus the amount cashflow in the year minus any expenses/reserves I would expect to need for future capital expenses ($1700*12-$5000 saved for future capital expenses) / $400,000 = 3.8%.

The apartments were going to need new carpets (the old ones were very dirty and worn, which is not unusual), painting throughout, and a thorough cleaning.