Unlike traditional lending there are NO rules, regulations, laws, licenses or governing bodies to hold Private Money Lenders accountable to.

The problem I'm having is the lender I'm working with is unwilling to lend to an LLC that is owned by another LLC (i.e. a Wyoming holding company).

I'm particularly interested in the financing as I recently closed on a duplex but I had saved up the downpayment and rehab costs, and I'm interested in doing a BRRRR in 2022 with private lending/hard money.

So, yes, it is fishy, but not uncommon.Why not take this opportunity to switch your banking to a local institution?

I work for a private lending company, let's connect!

If they look at it as a personal property, would it be worth it to establish an LLC so lenders will look at it as a business and lend more money based off how much income the property would bring in? 

There are a few number of lenders who will lend on MH in general unless it was built within (20 years) attached to a permanent foundation with hurricane tie downs and concrete pillars and skirtings on owned land not on or in a rental lot. 

Does anyone have a good recommendation for a non-QM lender that lends in Massachusetts?

Two, if you want to make residual income and cash flow, lend it right now.

With that long of a closing could also try out limo one, civicfs.com, and lending club.