I was able to send my welcome letter using google translate when I bought the place but other than that I would be hesitant to use it for legal documents.

If you believe there is any way I might be able to assist you, at all, please do not hesitate to connect with me. 

I have a pretty good chunk of equity and was planning on doing a refi to get into the game but the mortgage company (Suntrust) just told me that Texas has a law that states a mortgage company must have a physical office in the state before they can do cash out refi's.I guess I could do a HELOC but I'm a little hesitant.  

That's called the BRRRR strategy.I know this sounds odd but I was hesitant about getting a mortgage. 

I guess I have been hesitant to proceed with this method of purchase due the horror stories I've heard about all these liens and debt you can end up purchasing. 

With all of the talk about the market being at its peak and being primed to fall I'm hesitant to put myself into a situation where I'll be stuck with two house payments and no way of making them with my current income, although with my current plan of action I may end up with more houses than I can pay for anyways if I end up with two or three under my belt instead of just one. 

I'm considering funding other people's projects to grow my capital, but I'm so hesitant to dole out my life savings to someone I've never met.

@Alexander Felice I had these hesitations about him. 

This would all apparently add up to make the cashflow potential much higher in many more deals.As we are so new to the property investing game and have so much to learn, we are really keen to meet and connect with like minded people and anyone who may be able to give us some tips or advice, especially anyone with any insight into the Australian and New Zealand markets, who may have even invested there themselves.Please don't hesitate to say hi, and we look forward to chatting to you all soon!

I do not have any experience in getting loans from friends, family or a private lender and am a bit hesitant in doing so and don't know much about structuring a deal like that.