FHA is quicker to approve with higher back end ratios but can fall apart in underwriting if the broker or loan officer submitting the file did not thoroughly process the file.

Southern Idaho Magic Valley Twin Falls I'm taking my clients elsewhere.

If the PM is paying contractors and remitting net rent, then the filing obligation falls squarely on the PM.Most rental owners will only be 1099ing their PM if the PM is not a corporate tax entity, as the standard setup -- take PM fee from gross rents and remit net rent -- means that you're effectively paying the PM in cash. 

I will send you a private message with the link to a show we did in the Fall that was with @Prashanth Mahakali talking all about this topic. 

Without knowing your personal situation, perhaps a parental guarantee on a bank loan could ease any possible banker concerns if owner financing should fall through for any reason.

Rentals continued through the fall and winter, and we're well ahead of pace with 2021 reservations (About 50% of my gross revenue projection for 2021 is booked already.

Most likely the state where the property is located is where lawsuits would be brought if they are something for personal injury like a trip and fall or something of that nature because the “cause of action” arose in that state.

It seems I either get small weekend warriors (which I almost prefer) but then never get a follow through or contracts fall through OR on the other hand I get recommendations for larger construction companies that charge a much much much higher premium and only wish to use their sub-contractors etc.

I hope to be able to jump into real estate deal this fall.

I would assume at this point you at least have an umbrella policy if you're not using an LLC to have  a little personal protection maybe and this would be where your question seems to fall in line more.