My goal is to have 20 doors via the BRRRR method.Bought my first property in cash, split it in two, rehabbed it and are about to start renting it, have been approaching local banks searching for a refinance mortgage but without any luck since I don't have a W2 or the revenue history (2 years) that the common bank is looking for before lending the money for the mortgage.Can anyone recommend a credit union or bank that can provide an asset-backed mortgage for the property without looking at the personal finance?

By size, asset type, area, etc. 

Then an Automatic Stay goes into effect that stops the foreclosure without a court OK.Depending on which Chapter of Bakruptcy is filed, the mortgage holder has a few options some as set out above.A sale of the property would have to be reviewed by the court as to price and if it is in the best interest of the "estate" (debtor's bankruptcy)What did you mean by "It sounds like the possibility of getting the property goes down the tubes when either of these bankruptcies are filed. "?

No one will invest with you or work with you if you don't have a track record as a successful real estate investor, entrepreneur or business person in the past.Then, you need to get educated on the apartment syndication terminology and process so that you can communicate effectively with team member and investors and understand how to find, evaluate, submit offers on, conduct due diligence on, and asset manage apartment deals.

formation (and transfer of asset into this)?  

It is very specialized and I will say if you can, steer away from that asset classes. 

could you recommend:1)homeowners insurance company2) title and escrow companies in CA 3) Contractors/handymen in Redding, CA4) Contractors/handymen in Daytona Beach, FL5) digital marketing specialist thx in advance

I've found (at least in my area) there is a sliding scale between Asset Class and Cash Flow.

Once your properties are paid off, your properties become assets rather than liability.

The only upfront fee Accolend aka Asset & Lending and Loans have is the $150 credit check and your appraisal which you pay directly to the appraiser.