Laddering 20 year TICS performing at 7% can build up a substantial stable income that doesn't all go dark at any one time. 

There are multiple ways to “ skin a cat”. 

After two conference calls they are both excited but are asking for some money on our end (50k total) to have some skin in the game.

In true transparent BP fashion, I used my own "skin" (cash) for down payments and financing.

If you have dark stains (which are usually from dog urine), then those will not come out and that section should be replaced. 

Home DepotAmerican Woodmark; $7932LowesEthan Allen; $6850Diamond Prelude; $8182GBS Building Supply; Lumberyard Waypoint 650 Shaker; $8466Current plan is for a dark grey cabinets with a lighter color top.

Just the general concept of tweaking the numbers, however you want to color it.

Hi @Louis Van Der Westhuizen HML's like to see you have some skin in the game, so it helps.

They have more skin in the game then you do.Make sure you get clear title.

If you don't live there, you are at a higher risk of just walking away from the property at the first signs of trouble, which is why investor loans require I higher down payment so that you have more skin in the game.