@William Coet The GPs are active and the LPs are passive.

@Patti RobertsonI am more concerned about the reaction of the seller than that of the buyer.

You actually get the best pricing on those ;)

Did the lender find out through a personal background check? 

There are groups on meet up that are working on changing the regulations around this, city codes.  

I'm coming up on 2 years of income produced by the property, any suggestions on how to get a lower interest rate without using personal income?

Run it through a BP calculator with an average rent growth and appreciation and see what happens in 10 years. 

It honestly depends on the area, the property itself (is it Class A, B, C, D)?

Cold Calls - I find this extremely draining and it comes out when I do call.

Here are a few tips to help you score that first deal:Network: Join local real estate groups and online forums like BiggerPockets to connect with other investors.Find Motivated Sellers: Look for distressed properties and consider sending direct mail to homeowners facing tough situations.Research the Market: Know your area’s property values by analyzing comparable sales using sites like Zillow or Redfin.Craft Compelling Offers: Highlight the benefits of a quick sale to sellers and consider a solid earnest money deposit to show you’re serious.Market Yourself: Use social media to share your journey and post flyers in local spots to attract leads.Stay Persistent: Rejection is part of the process, so learn from it and keep refining your approach.With your big business mindset and hard work, you’ll make it happen!