If you go to https://www.biggerpockets.com/settings/basics/signature and select your "Premier SIR Kai Kopsch" company instead, you will then start getting the contact button! 

My initial thoughts are to choose the option that only covers 120, but maybe increase the premises liability to 1million. 

Since we plan on house hacking it, we would let one of the tenants renew if they choose and their current rent actually works great for a house hack.

@Paul Welden I do have a HUD Consultant with my lender but in the end I choose the contractors.

You now know who you are dealing with so just choose the course of action that suits you best.It was delivered (and tracked) according to their own chosen method.

@Jose Brandao glad you're making some headway sir.

However if you do owner occupy it and before the year is up, you choose to refinance it as a non-owner occupied, you can legally do that, however, you must live in the house during the time you hold the owner occupied loan. 

You can write a thesis if you so choose, however you're not only wasting your time, you're making yourself look bad.

I am in the process and buying my first house, I have chose 2 for different reasons and need help on what to choose.#1 is a 4 bedroom 3 bath 2600 sq ft 2 store gone that needs cosmetic work.#2 is a 4 bedroom 2 bath 1550 sq ft home.This house is interesting beacuse it has a large new detached 2 car garage on the back connected to a back ally.

It's not up to us to choose for you, any decision you make.