It did however raise some valuable in-site, and raised some red flags for me, as well.

I know 50%> owner occupancy raises some red flags with lenders but is that the specific issue?  

You could also add on an amount for bringing the apartments up to current style, but still use lower rents for income assumptions because you're the one who's going to have to do the work of raising rent.

It took about 2 weeks, I was then approved for $24K in the form of 3 credit cards all with a 0% interest rate for at least one year on all purchases as well as the ability to do balance transfers.They have a system in which they feed your profile that gives them the names of the banks and investors with highest percentage for your approval, then they only make application to them.  

But that sounds like a good way to raise initial capital.

I.e. when inflation is high the fed will raise interest rates and when inflation is too low they will lower interest rates.  

I'm pretty visual, I would read the chapters and write all the key words on flash cards to study later.

Unless you're playing the "sometimes it's better to ask for forgiveness later than for permission first" card.  

My coworkers scoffed at me for moving and investing there in 2009-2012, but because I did that then I can now afford raise my family near the beach.

But I would begin with raising a stink with your agent and the sellers agent to get the items they agreed to fix taken care of.