That way I get to determine how it's used, not the bank.

Best decision I could have made!   

Hi James, Your best bet is to search Google or BiggerPockets for hard money lenders in your area.However, you can also contact private money lenders directly and shop around for the best price yourself. 

if the building cashflows really well ... it wouldn't be a big deal to use a loan for dp right...at 10% down for lower income housing I don't have much money and I think that this is the best way to get multi-family management experience to meet hud loan requirements in the future which Have the lowest Down payment options.Am I overthinking it?

Looking for ideas on how I should think about structuring such an arrangement.Reventure has suggested that Connecticut is the best market in the country for investing in flips.

Best case scenario I have a good experience with all 3 providers and worst case none of them stand out. 

I think from an investor stand point if you can just rent as a normal LTR and be flexible with subletters in the summer months that is the easiest way to go. 

I just want to know if anything has changed in the way you work on investing?

That's an imperfect measure, but we really need to get a sense for what you have to do in order to GET that $108k that it currently brings in.Not giving you the yes/no on if it's a good deal or not, just giving you some ways to think about it. 

Best,Alan