Traditional wholesaling techniques might not go over well in Santa Monica.

Many crowdfunding platforms have gone under.

I send out requests and correspond via email through the platform.  

Traditionally, if the town signed off on the fill, that is all the documentation you need, but how long ago was it and do you really want a filled septic tank in your yard?

So I've built an official platform that takes all the lead emails (Zillow, Apartments.com, Realtor.com, etc), captures the email / name / and property address and sorts them into my online manager. 

I see that most of the discussion here surrounds more traditional methods; targeted mailings, D4$, EDDM, door knocking, etc.

Thoroughly research your rental market to help here with income, which I'm assuming you may already have done.Lenders can be credit unions, traditional banks, etc. 

At the end of the day both platforms are trying to convey the same information but the in-class teachers will give real life scenarios to help understand & retain the concepts.  

They push the new agent to go to conventions where they can be sold all kind of wares.If you want to see courses from some real estate trainers often on Ebay or other platforms they have systems for sale pennies on the dollars.

@Johnson YeohTo make a long story short, it depends.Depending on the original rate you had in 09/10, a traditional refinancing may not even have a huge impact if you have so little left on the original mortgage.