This was validated when I spoke to local agents in those cities and asked them for their opinion.if you plan to purchase a place before you move, get an agent who is knowledgeable and who works with investors.

Good to see you are moving forward, I've not heard from you since you attended the real estate event in the Heights that i spoke at. 

I spoke to 3 lenders that want 40-50% down range on a mom and pop bakery.  

Thank you for all the great advice, I spoke to my tenant's niece who is lovely but my tenant's friend is moving the belongings out which the niece is not too thrilled about.

Long time no see, I thought it was about damn time we spoke about our fine (but unfortunately forgotten!)

I spoke to 3 lenders that want 40-50% down range on a mom and pop bakery.

Quite a few of the lenders I spoke with about this scenario will not accept per-room rents as "present housing expense" at all without some contractual obligation.

We spoke with the electrician and he did not find an issue beside cranking the heat and electric prices rising.5.

@Ryan Mapes have you spoke with your lenders about what they allow for the downpayment? 

Spoke with my lender and was given the idea to close in an entity then “sell” the property back to yourself.