With that being said, depending on the wholesaler, the deals they bring you can vary...They can bring you good/great deals.

My rentals I had that were cash flow based, never again.

Even though I'm going out on a limb to say that every city requires it - it does vary. 

There are no guarantees, but purchasing in an up-and-coming or good stable neighborhood close to base will help. 

To Summarize, all am looking for is cover my bases from law suits if anything **** happens & to have anonymity. 

@Patrick Thomas Dickinson with her priority being that she only wants to move once, there really is only one option, find the money to buy the other property first. 1) As @Jason Wray suggested go through the work and get a cash-out refi. 2) Get a HELOC 3) Get private money or a hard money loan.The real issue is that being a cash buyer is much better in this Bay Area environment.As a side note, assuming her tax bases is really low on her current home.

Got an offer to purchase today for 185k for all 3 based on the math.

Great idea based on a year round secret that most never even realize is a cash flow opportunity.

I would encourage you to get the existing tenant on a new lease that clearly spells out either the base rent + repayment plan, or better yet, the new base rent that should get you to market-based rent.

Bought for $210k and recently appraised for $795k.As I’m based in Boston, MA, I would love to invest in other rehab/flips, MFHs, and/or STRs.