Temporary lowering your rent does not affect your ability to raise them later.Empty units provide no income and you are paying utilities, just be sure to hold your rental criteria high.

Tenant currently pays 1350/month. landlord pays utilities.

I utilized a VA loan because I didn’t have enough money saved up at the time to purchase when i found this home. 

Make sure you are comfortable paying the mortgage and utilities for 2-3 months at any time just in case.

The city and utility providers were the only real hurdle.

The city and utility providers were the only real hurdle.Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

The worst part on mine was all the utilities that ran over the pipe, which involves hand digging.

@Mike BianchiIt won’t let me put the chart up so I’ll try to word it out Rough estimates Purchase 1,300,000Down payment 30% Mortgage $5,838 Income Lot rent - 23 units X $400 = 9,2002bed 2 bath 18 units X $375 = $6,7503bed 2 bath 5 units X $450 = $2,250Vacancy 12% = $2,184 Expenses Insurance $670 Utilities $ 1,121Administration $ 170Managment 10% = $1,602Repairs 13% = $2,100 , $1,000 per unit per year Reserves $500 Taxes $565Other $860 Cash flow - roughly $2,700 Trash is part of the taxes County water Private Septic

Minor issues with utility plats and delays due to COVID-19.

Short-term rental would need to cover additional items such as utilities, yard and snow, netflix/hulu, etc.