The APR for each class and type varies depending on several factors including risk, discount, etc.Dave Van Horn's podcast below is a great place to start!  

We have all the contracts we need, we have the discounted closing cost, even for double closings and such.

I find that really hard to believe.Other than the % discount they accept.

Now I know what the range should be........I just got another bid for the cabinets & counter tops for 1,309.27 @ a regional discount lumber company, that's 650 lower than Home Depot........Now I'm going to Lowes and see if they can beat the lower price.........

Especially when it comes SFH.I think that banks should pay less attention to personal DTI (Not to say discounted it completely) and concentrate more on the sustainable cash flow of the said property.

For example, on the first sheet you will only enter primary inputs (ie. purchase price, vacancy, discount rate etc).

Terms and conditions as you describe will require the noteholder to take a very, very, very drastic discount.

If you're going for appreciation, the single biggest source of appreciation is buying at a steep discount.

I have done things for my tenants in the past from discounting $25 off the rent , a bottle of wine/liquor, send christmas cards and they have been very appreciative of my gesture.

If you'd like some tips on handling the sales process, check out my post in the middle of page 1 here:[url]http://www.biggerpockets.com/forums/67/topics/78288-lender-problems-galore-when-selling-rehabsThose 10 tips have helped me tremendously!