per deal to do due diligence.. and IF they fund they say they credit you the 2 to 3k.... some people have gotten funding.. many others have complained on BP that they lost their 3k plus 1 or more 650s and the deals were never good enough in the eyes of DHM to fund them...

Try smaller community banks or credit unions.

generally a waste of time.. but you can always ask.. lots of work with probably more money owed than what you think. and poor lady is probably more stubborn than you think.. and she will probably call 10 I buy homes for cash people and work the best deal she can.no equity sub too is a terrible play in my mind.. why do it..

I also have almost perfect credit.

They give you up to $5K credit, deliver the whole caboodle and you can have them set it up or do it yourself.

Terrible job and the health risk are bigger so price will be higher than dealing with a mold/sewer back up. 

HELOC (Home Equity Line Of Credit).

It was a terrible first picture.  

As far as partnering with him, a partnership on a rental property may be an option if I can bring credit or financing to the table, but I am getting paid to do the layout design, drawings, and material selections for his new construction investments and client remodels, so no opportunity on that end.

It is difficult to be a successful landlord if you can't read people, because credit reports and income verification doesn't tell you anything about how much of a PITA the tenant is going to be or how reasonable they will behave as a human being.