Cash out loans on rental house held in LLC

[Brian Knotts]

Hello all. I tried to get a 30yr "cash out" loan on a rental house I owned for outright in my LLC (for over a yr).... Toward the end of the loan process i was notified the loan was dead since I had not owned the house in my personal name for the last 6mo.

I was able to find non-goverment backed loans for this but only at a 15 yr term.  Terms of 15yr don't allow for adequate cash flow.

Does anyone know of a way to get a 30yr term without this 6mo seasoning period.  I'm reluctant to put this rental in my personal name due to liability reasons.

Thanks in advance...  Brian