I might be played for a sucker but hey, what else should I be spending my winter break on?

Your best bet is the owner.

Owner financing or a Partner with cash is you best bet.  

Fortunately we don't get very deep freezes here in Tokyo like they get further North, but - raw concrete does soak up quite a bit of water, so I'm betting it would eventually get through.

Your best bet is to just smile and nod.

Some homes in the area have sold with an upgraded kitchen so if it was not upgraded I think it would be safe to bet you would be looking at comps on the lower side of the prices I gave you.

@Michael Blank or @Joel Owens I bet would have some thoughts on it.

If I put on here there are properties for sale in Rochester, NY for $100,000 that rent for $2,100/month you can bet there is, I wouldn't put it up here if it was not true!

This also means there are plenty of borrowers out there who are more qualified/a safer bet, than those who can't afford it.If you can't afford hard money, just work other angles to build up enough capital so that you can afford it...And if you can afford it, there's no point in complaining about something you can't control :)Best of luck to you.

If you're looking for cash flow, Henderson is probably not going to be your best bet.