The Bigger Pockets book store if full of great books: https://www.biggerpockets.com/store

By purchasing the borrowers non-attached items we are able to give the borrower a small amount of money AFTER the closing while acting with integrity and within in the law.  

I live with my mom she is disabled and i do all the driving and running to stores for her, she gets like $900 a month  with just that and my income its hard to survive on. might be more easy now idk we got rid of the house cause my dad passed and we couldnt afford it anymore 3 months ago . and we are trying to save money to move to biloxi mississippi we are staying at my aunts right now.

She's resorted to intentionally running up utilities and running the washing machine and dryer for one item.

This will help any personal items away from any leagal suits your company is involved in.I think, eventhough I have never been there, that Central Floride will be a good place to be.

Also, you really should have some cash in reserves to address any bigger ticket maintenance items that may occur after you have a renter in place. 

If you want to work retail store sales or something like that, entirely different story.

Occasionally we will get some crazy items returned on an inspection that we will balk at, but for the most part I would say that inspections catch rather mundane items and are usually easy to correct.They should always be encouraging you to get one, they should help to get a full inspection done even with a resident in place and they should be willing to fix most items within reason as rarely are there any crazy items that come up.  

You must use 1099 forms designated and approved by the IRS available from stationery or office supplies stores, or follow its procedures for filing electronically.

Tread carefully my friend...you may be missing some major items.