Here is a good mortgage payoff calculator that lets you apply extra payments to see how you can pay off your mortgage and save on interest. - Hope this helps, cheers!

I am starting out my journey in real estate investing.

Stay away from occupied properties since you can't get rid occupant for at least 90 days before start eviction process ( new law ) I'm going thru this right now and it is very very frustrating.

Currently you can find 1000sqft apartments in decent neighborhoods starting at $45k and homes starting at $60k , this is info i found online Bolivia is one of those places where people are still old school and you find the best deals by word of mouth.

In reality it may lead you to some kind of shell company with no contact info or 'friend of a friend with a license', but it's at least a good place to start

Start a co-hosting business.

Interested in flipping a home that would qualify based on HERS rating + energy savings and would like to partner with a lender to market the property as eligible for EEM.

I was thinking of using 90k of my own savings and 40k heloc to buy larger unit. 

The closing of the property to start the reverse exchange actually happened approximately 1 year and 2 months ago.)

If you don't know where to start, talk with rent-to-retirement, they have good deals in Florida.