Two separate issues neither of which is worth bragging about, especially on a public forum."

I'm not talking about separate LLC's for each house, I'm talking about separate policies for each house. 

Account Closed Beginning in 2013, a new 20% rate on net capital gain applies to the extent that a taxpayer’s taxable income exceeds the thresholds set for the new 39.6% ordinary tax rate ($400,000 for single; $450,000 for married filing jointly or qualifying widow(er); $425,000 for head of household, and $225,000 for married filing separately).

The other unit is vacant and updated.Utilities-All separate and tenants pay their own

@Jeffrey WolffNot an attorney but I have been told this would get pierced very easily as the LLC is not being run like a separate business.

I have researched a few but it is hard to separate the hype from the actual experience.

This was a separate charge of 300.00. 

With 4 of you it may be easier, just get a good separation of jobs and make sure you each know what you are responsible for.  

She is responsible for her taxes separately and last year Wells Fargo paid them, she's not sure why but didn't question it.

Now to the injuries that can happen to workers on site that is a big one,   You can get a liability policy to cover this separate as it is not a part of physical damage.