But these are the big ticket items that I have (80 percent decided) on doing:Central HVAC ($3,000)Upgrade electric service ($1,000)Replace 60 year old wall oven and cook top ($?

we already nail it to the wall.2) do we need to finish up all the paints before the inspector comes?

There is no evidence of termite infestation, but I will inspect and treat as necessary, then build a stem wall for that part of the foundation.All utilities are at the site.This is a large lot, the back of the lot is 30 yards away from a railroad.

Only way its automatic to the city is to 'stud' the wall inside the first layer of foam.

The wall runs the lengh of the home, ( down the middle ), so is that a load bering wall?

Probably because water retains its heat better than air.Good luckall cash

I needed to find things like; side clearance for toilet, restrictions on spaces between fixtures and wall etc.

ya, I took a look out the window last night at 1130 and couldnt believe what I saw....huge wall of flames about a mile away.

However, being lazy and cheap I'd try to find out if there isn't something I can do to "tone down" the stone by toning up the surrounding surfaces, walls and floors.

At 80 miles an hour your message needs to be read and retained.