I have also learned that the more you pay the more rules & restrictions and the more the neighbors mind your business for you, which is usually unwanted.

Now that restriction has been lifted, so you can mortgage yourself to the hilt, if you like. 

Many members of the Veterans Leadership committee are Veterans, or are family members of Veterans and/or disabled Veterans.REBSEA urges Nonprofit organizations that support our Veterans to join REBSEA as a NPO Member at no cost and work with their local REBSEA Members to direct donations to their organization at NO COST to them and with no restrictions.

Need to figure out zoning, setpacks, neighborhood plans if any, and specific city building restrictions.

The first issue to consider would be if the COA even allows it as most have rental restrictions and do not allow short term rentals.  

Options do not "tie up" a property as believed by gurus.Specific language must be used to restrict a title conveyance.The issues of a disguised sale go much deeper now than what Brian mentioned and linked to, old cases are no longer relevant as there are accounting changes, IRS changes, state laws dictating interests acquired and matters of any beneficial interest.

Some restrictions may apply.

I am still working to find out if they have restrictions of down payment funding sources, and how they factor or account for that.I am also trying to find out if I tie up a property under seller financing, if they will count a year of that as seasoning for a re-fi under their LTV & seasoning requirements.  

Probably depends on any restrictions spelled out on your current lease.

After answering yes, she then asked if I would allow the buyer to write the offer up closing 3 months and 1 day later (from date of my recorded deed) because the underwriter wanted 3-months of seasoning on the title By me.With lending still being very restrictive I don't even try to sell sooner than 3 months unless you are vying for a cash offer.