You have established equity from the market changing.You can borrow against current assets, several loan programs exist that might be applicable.You can pledge assets as additional collateral for a loan on a subject property.You can pledge just the asset, as a lien or you can also pledge the income from an earning asset to a lender.Might consider "blanket mortgages" one loan on several properties, search here for details on "release fees" and "release amounts".In a seller financed deal, you can employ these assignment methods.

We've tried to schedule the closing 3 times and each time she has showed up with an excuse as to why her credit union has not released the funds yet. 

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Seems to me the right way to deal with this now is for title to hold that amount in escrow until the payments have been verified, and then release that amount to the seller in a few days - or whenever...

These draws are milestones at which they will release funds.

OTH, medical collections are common and practically ignored by lenders, but they will require a release of lien or for it to be paid off.

My thought is, having the entire proceeds of the sale going back to payoff the loan for a release of the deed of trust then refinancing the property after the sale on the other building.

If you do use an option and you're not familiar with all of its components, and I mean expertly familiar, then I would recommend you get your real estate attorney to draft the option since you'll be assigning it to others: and speaking of assignment, you might also get the attorney to include an assignment agreement that fully releases you from any financial obligations relating to the assignment, but also and potential litigious liability.

For cutting I usually dip the brush in a tray of paint, touch the brush approx 1.5 inches above the cut line, push into the brush a little, lightly release then move the brush down to move the wet bead from the brush down to the cut line and run the wet bead along the cut line and once you get the knack you can really do a good and fast cut in.Cut a door or window I can do in approx 10 min.

John,Did the release the lien against your home after they receive the payoff?