(adjust dollar amount to reflect your evection costs) 

Reflect on how your presence and good will can make a difference.

Then stop and reflect on how you overcame this time. 

My post was meant to say "many" or "most", not "all" (which I would agree would be arrogant or presumptuous) and I have since edited my post to reflect that.

The bank also said they know it's there and will not address it. my offer would reflect the cost of having to rip up the driveway and have the tank removed and possibly the cost of having contaminated soil removed.

@Justin Hammond Wow $50k in American Fork is a great price, I'm sure the condition of the property reflects the reason for such a low contract price.I've sold multiple homes after they have been through probate being sold by the executor.

I tell him I want to take the car home today and I want the price to reflect condition etc...

The more I read and reflected on it, the more I came to terms with his pricing.

Thanks Jay Jay, the lack of responses is likely not reflective of a lack of interest or knowledge amongst your BP peers.  

I think a better solution is identifying MH loans with a more realistic risk assessment and allowing rates to reflect the risk, just as secondary market loans do or use to do.