The metrics seem to be in the range I've learned about, but it's my first deal and I'd sure appreciate far more experienced eyes to look at these numbers and tell me if you see something wrong.

We had an uphill climb finding people to do the same on our multi's in that unit range. 

Also is there housing duplex in FOlsom that will cost in 500k range? 

The rate on the commercial loan would be in the 5% range and I am not sure yet on what the rate will be on the residential. 

Ideal price range is 80-140k. 2.

I will start with local banks in my area and see what products they have to help me and my partner jumped into the investment side of real estate. 

I started with production and worked my way to director of production managing accounts and anything else the company needed.

would this "investor friendly" lender still be a conventional mortgage, or am I looking for a different product?

In one case to produce a lot of condensation with minimal cooling and in the other case a lot of cooling and the condensation is only a by product. 

Looks like you're well in that rent range: https://www.zillow.com/homes/for_rent/1800-_size/3...