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However, then you will need to look at whether or not just receiving lot rent will produce the ROI you need. 

Rul. 82-61, 1982-1 C.B. 13 ( in the ruling, In addition, the participants in the organization must own the property as coowners, either in fee or under lease or other form of contract granting exclusive operating rights, and the participants must reserve the right separately to take the property produced in kind or dispose of their shares but may not jointly sell the property produced.

Hey everyone I believe I have had a recommendation for a HELOC with CACU here in Kansas City and I think they have a great product but it is not I/O payments.

If you have a high income, you might qualify for some loan products since you have a good FICO score. 

I paid about 5k to replaster with a quartz chip product and retile the perimeter with blue pool tile a few years back.

Do you know what typical Cap Rates are for that type of product in your area?  

It's a decent little rental that produces some cash flow, but we simply got traditional financing for it, requiring at least 20% down.

@Rik Hunter the product you are looking for is a non owner occupied conventional loan.

What can I invest to save tax if all my product is coming from rental income?