MM has a number of different versions of whole life policies, and the current interest rate ranges from 5.0% to 5.72% depending on the product. 

Hey Joseph, I 100% understand what you're going through.My wife and I used a HELOC, 401(k) loans, and even an additional personal loan to acquire rental properties in Detroit from 2019-2021 ultimately acquiring 12-doors.We paid cash, renovated when necessary but some were also turnkey, and refinanced out on the backend.

I'm the principal broker for Hardin Realty & Property Management -- We encourage agents to invest and complete personal transactions!

They know how to track things, use multiple PMS softwares, file aircovers and so much more because I have personally spent years training them exactly how to do things the right way. 

Quote from @Jerryll Noorden:MAYYYYBE  interconnect 400 super comuters together and feed it every single piece of data on this planet and construct a real life emulator/simulater with every person's artifical character on that simulation where every user has inputter their life's journey...

My cousin has stepped up to fill the financial need, but I still will require in person guidance when planning the rental launch late this year or early next year. 

Meetings are once a month in person and many meetings on zoom.

They don't reflect on personal credit. 

Every condo will have assessments at sometime.HO6 condo insurance isn't the product to be used for a STR.

There's a ton of information available on these forums if you're ever unsure about anything, take a look around, chances are another person has encountered the same issues and share their experiences on here.