You can also look at conventional financing if you can qualify with income docs, employment history and DTI.

As the sole owner, I secured this asset with 0% down, a 5% interest rate, and a 5-year balloon.These strategic purchases form the foundation for a robust future, generating excellent passive income and equity.

I just bought 10 acres of land in Kingman Arizona and I'm excited to find an investor to help me get the property ready to house me and generate a nice-sized income. 

Just a few comments - if he withdraws or takes the distribution from the 401k it is taxable as ordinary income and not sure what impact that would have on his tax situation.  

I have used them in the past when I had a client with unique needs (no income verification/self employment loan) but have not yet used this product, as it is brand-spanking new. 

thankyou for all the thoughtful responses, trying to learn all i can about passive commercial RE investing. 

If you want some freedom and "Passive Income" then let someone else manage it for you.  

Do you want it to be more passive or more active?

Generally, early withdrawals from traditional IRAs before age 59.5 are subject to both income tax and a 10% early withdrawal penalty, unless an exception applies.In your case, since the money is already in a Self-Directed IRA (SDIRA), the rules regarding distributions and transactions within the SDIRA are crucial.

Great for pure passive income.