I'm doing this to replace the traditional househack strategy of buying a multifamily home because those are far more expensive and I want to move out of my parents house as quickly as possible.

I’m currently back in the coastal Carolina area.Assets:I have about $40k cash401k has 28kStocks I play with $3.5kPossible Assets:Could cash out $30k on my life insurance policy, although some have advised against it (million dollar policy)Other stocks- my parents bought me before I was born - uncertain about the amount If I wanted to jump on an investment, where do I start?

For an FHA loan you can have a non-occupant co-signer (like a parent) with a stable work history, then you personally wouldn't have to have the 2 years history.

They are beyond the income requirements but they do not have extensive credit so one of them will be having a parent as a co-signer.

The property is owned 50/50 between my husband and me and my parents.

I have been in real estate sales for many years and bought the brokerage I work at in 2014 from my parents(which works well because I can find good deals), my first House in 2016, duplex rental in 2019 and just got a really good deal on a Modern 10,000 sq ft commercial property for $1.425M where my office will occupy about 1/4.

My understanding is parents co-sign for colleague kids.Can I consider co-sign this applicant: elderly and adult son? 

As a parent myself I understand the draw to Temecula/Murrieta as they have highly rated schools.

Right now we are living rent free in wife's Parents House during Corvid.

Withholding rent for self remedy is one of the only forms of recourse a tenant has to insure things get repaired as agreed, as a PM you cannot take that right away from a tenant.