I will need bank or HML to cover the rest. but if I’m going to need all cash on this one, might not work for me alone.

To do a cash out refi, the local banks I have spoken to need you to have owned the property for a year. so I was able to do that on the first but not the second property.

I'm certainly going to need a loan to finance my investment (hoping to buy and hold rental properties).Thanks!

Since I am just starting out the financing is the area I seem to need the most education in.

All new  agents are going to need some degree of "supervision" regardless of what their real estate philosophies are.

Then after 15 mins, he'd change tone and go "well I'm gay is that Ok?"

People are always going to need somewhere to live.

I'm figuring that it's going to need new paint, flooring (maybe just cleaning), some repairs to drywall and door frames, interior doors, and perhaps power washing of the exterior. 

@Tiffany PayneHi Tiffany and Welcome to BP.Given the tone of your post, I believe you have already identified that the easiest financial move is to buy a duplex, triplex, or quadplex and rent out the other units.

Dispite his vocal tone, he's dynamite.