For conventional financing lenders do not look at the DCR, Cap Rate or Cash on Cash Return they look at a borrowers overall debt to income ratio using the borrowers personal income W2 or self employment and sometimes the rental property income depending on the program and borrowers landlord experience less the borrowers primary mortgage PITI and other monthly liabilities.

I have been to a couple of local networking events recently, including Black Diamond and BAREIA - great turnouts and programs at both!

As for those folks who want to learn 'the secrets' of wholesaling, I steer them toward local mentors and education programs.  

Use the code, Social25 to get $25 off your membership!

Which is a pet peeve of mine, since I am sure there are qualified non profit housing companies set up by scammers just to benefit from government programs, no property taxes in many States, and other advantages such priority status in HUD bidding.

We did received a discount but do not remember the details.This is a very good program and after 5 months working with it we are happy we made the leap to it.

And membership appears to cost $4,995.

The bottom line is I'm looking for a program that was built specifically for real estate investors.

Can you resell that Fortune Builders Mastery program for the same price you want to pay?

I know that a handful of my clients are in a student loan program where if you are 9 months on time, they will remove all lates on that account.