When you buy a stock, you're buying a paper asset (a form of people's money) and the company executives honestly don't seem to care if you lose your hard earned money by investing in the stock of the company they work for.I'll admit that real estate is less liquid than the stock market, but by investing in real estate you don't have to worry about the market's volatility.

Hi all,Last winter I had tenants that complained about their bathroom being too cold...it apparently got so bad that the toilet would freeze up and the only short term fix was using a space heater which they did not want to keep paying for on their electric bill...the bathroom has a large crawl space (20' x 10') directly underneath it...The following summer I decided to have the crawl space insulated with spray foam to help trap the heat that is coming from the Gas Boilers which I figured would be enough to keep the bathroom warm (also paired with their forced hot water heating that runs through the bathroom)...Fast forward to today and they are still having issues and complain about it...has anyone faced a similar issue with a crawl space that causes something like this?

This is not a terrible thing since you are leveraging the equity to grow your portfolio, but you will need to ensure that you keep $5k-$10k liquid for reserves since the cash flow is going to be reduced so much.I see a lot of clients get started by accessing the equity in their homes with a HELOC.

Spray foam is an option but more costly.I assume you are pulling permits - I would just call the building official and either A) tell him your plans or B) ask what he recommends. 

So you actually get a better guaranteed return that is completely liquid by using Robinhood.

I currently have about $100k liquid and a $50k line of credit available at 8.5% that I haven't touched.

Just trying to get over the hump - tough having assets but no liquidity.

I still have chemicals that can be sprayed on the shingles then pressure wash the roof and looks like new. there are many individuals in Florida that still do it.  

Ultimately I want to use the equity collateralize for more purchases or cash out refi to have the liquid cash to use as down payment on future purchases.

I also consider the ARV important in rentals as a liquidation guide in case everything goes wrong.