Hi Emma,You have enough in savings to purchase your first property and start househacking, depending on your income, debt, location and lifestyle will determine where you feel will be the best place to start. 

I was out of pocket nothing at close and am excited to upgrade my lifestyle by moving into this property.

I was out of pocket nothing at close and am excited to upgrade my lifestyle by moving here.Currently rented well-below market rate at:3 bed, 2 bath - $1,5002 bed, 1 bath - $1,200Studio - $875

I was out of pocket nothing at close and am excited to upgrade my lifestyle by moving here.Currently rented below market rate at:3 bed, 2 bath - $1,5002 bed, 1 bath - $1,200Studio - $875

If they move out you will most likely need to do some renovations and find a new tenant so factor in time where you need to cover the cost of the house and renovations.2) since you just refinanced, based on the current market value, is it worth doing it again based on the current market rates and the equity you have. 

Keep in mind if you need to do work like waterproof the crawl space that could cost several grand, and factor that into the price. 

If you don't have students, it's a good excuse for a quarterly inspection.Related to this, I estimated how long it would take to paint based on my previous experience painting and didn't factor in how much cleaning I'd have to do.

If you plan on proceeding with this purchase I would factor in a complete re-wire.  

Lots of long hours and stress, so we were looking to change our lifestyle to spend more time with our six children.How did you find this deal and how did you negotiate it?

There are many factors to think about and it could cost you plenty more than you would save if you were to represent yourself.