While I have lending lined up with a 5 year balloon, 20 year amortization and I'm ok with that, does anyone know of any lenders specific to Illinois that have longer term fixed rates for a cash out refinance assuming the proper appraisal and LTV?

Example: if you are a flipper that wants to buy with low money out of pocket, then you would need to study that system and the private lenders market.

I am having issues getting lenders on board with these Container Home duplexes that I have designed and have contracts on to buy already.

My wife and I just started talking to lenders and realtors as well as driving all over the neighborhoods to understand the areas and market.

What matters is what the lender's appraiser says.  

My claim seems equivalent to the  process you would use for the lien release of a private lender first or second mortgage.Who do I work with in the transaction to allow the sale to go through without a cloud on title, but also get paid?

In this case, I would talk with a local lender to learn how they valuate / appraise a property.If you want some examples of how I value a MFR based on cash flow or cap rate, let me know and I would be happy to help you out!

., however, my mortgage lender does only residential. should I start under my own name and then sell it to the corporation later?  

I found a lender that will finance 50K with 20% down. 

@Stephen StokesYes, where there's a will, there's a way and the way to come in under the seasoning requirement is to use private lenders or non-agency money that will undoubtedly be more expensive in both the short run and long run.