My lender just told me today that due to the fact that my father's business technically declared a slight loss in both 2019 and 2020, that he is unable to use any of the W2's from his business to qualify us for the pre-approval.

A loss is fine, and if you do it long enough are bound to experience losses.

Do any of you levy a fee on your tenants for these items?

Will these items really make a difference for the appraisal?

Hello all, I'm trying to get a mobile home ready for sale and I am seeking a solid contractor to get a few items on an inspection list buttoned up. 

This rehab portion was for some big ticket items; siding, plumbing, electrical, flooring, some walls, etc.

Risks of loss on the investment.   

Cash flow tends to lead to the other items in the list.

You can break these down to individual items with replacement values or usually it is typical to see a percentage there (~10% of income).

If you rent out the other rooms on a full-time basis, then it becomes a rental property... or a 2nd house in which you are house-hacking.Your CPA is referring to the passive loss limitations on deducting rental property losses against your ordinary or W-2 income.